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Digitalise policies, renewals and claims with legal evidence and digital identity
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Beyond the Password: Why Digital Authentication is the New Business Standard
Digital Signatures Built for Insurers
Transform your insurance operations: digitise policy underwriting, renewals, claims handling, and new client onboarding with secure digital signatures, registered notices, eKYC, and bulletproof legal proof
Trusted by Leading Underwriters and Regulated Insurance Firms Globally
From day-one onboarding and annual renewals to complex claims handling, every critical touchpoint demands complete traceability, secure ID verification, ironclad proof of delivery, and legal backing
The Risk of Unverifiable Communications in Claims Management
During claims handling, policyholders or affected third parties can easily claim they never received a critical resolution, settlement offer, or legal request. Without registered notifications, underwriting teams lose vital tracking data over sending delivery, and content, leaving the company exposed to costly disputes and litigation.
Digital Policy Signing vs. Legacy Paper Processes
Relying on paper contracts, physical mail, or in-person visits for policy issuance, annual renewals, or riders makes your operations slow, expensive, and impossible to scale Digital signatures empower customers to bind coverage instantly from any mobile, tablet, or desktop, ensuring flawless tracking while removing friction from your digital sales .
The Danger of Remote Policyholder Onboarding Without eKYC
Distributing life insurance, wealth management, or high-value products remotely requires strict anti-fraud controls and a robust, unalterable audit trail. An integrated eKYC workflow matches ID documents with biometric facial verification to register customers securely and syncs perfectly via API with your core underwriting systems, CRMs, or policy admin tools.
The Nightmare of Fragmented Signatures, Identities, and Notifications
Many insurance carriers attempt to digitise by stringing together disconnected vendors for electronic signatures, notifications, identity checks, and evidence storage. This creates integration bottlenecks with your core insurance platform or claims software, forcing teams into endless manual data duplication. Lleida.net unifies everything: automate digital signatures, registered emails, registered SMS, and eKYC through a single intuitive platform or a powerful API.
Registered Communications for Policies, Renewals, and Claims
Deliver high-stakes communications via registered email or registered SMS: protect your business when issuing coverage modifications, premium adjustments, renewals, policy lapses, exclusions, or formal claims resolutions. Every single email or SMS sent generates an official certificate detailing the exact date, time, recipient, and content sent, backed by an immutable audit trail
Best used for: Endorsements, premium updates, conditional renewals, policy exclusions, non-renewal notices, claims decisions, and formal third-party liability communications.
Discover More About Registered Notifications
Omnichannel Digital Policy Signing – Anytime, Anywhere
Let your clients sign insurance policies, specific conditions, riders, or renewals directly from their smartphone or computer via SMS or email, with zero app downloads required. Digital signing eliminates overhead, cuts down cycle times, and boosts conversion rates while locking in full legal traceability and digital evidence.
Built for intermediaries: Click & Sign is fully integrated with CIMA/TIREA, embedding seamless signing into standard broker workflows.
Best used for: New business underwriting, policy exclusions, liability waivers, modified renewals, broker mandates, and distribution network agreements.
Discover More About Digital Policy Signatures
Frictionless Remote Onboarding with Integrated eKYC
Instantly verify any policyholder's identity remotely through automated ID scanning and facial biometric cross-matching, backed by an institutional audit trail. Essential for life insurance, investment bonds, high-net-worth policies, or direct-to-consumer digital distribution where fraud prevention and absolute traceability are mandatory.
Connects seamlessly via API into your existing customer acquisition funnels, CRM systems, or core policy admin software.
Best used for: Automated customer registration, direct-to-consumer underwriting, life and savings insurance, high-exposure assets, and identity-assured remote onboarding.
Discover More About eKYC & Digital IdentityDigital policy issuance, customer communications, and remote identity validation must be anchored in compliant digital trust services, transparent evidence retention, and global data privacy standards
Law 6/2020 + eIDAS Regulation (EU) 910/2014
The overarching European and Spanish framework that governs digital signatures and trust services, ensuring full validity for online policy binding and registered notices.
Insurance Contract Law 50/1980
The statutory insurance framework requiring absolute transparency and proof of delivery for policy conditions, exclusions, amendments, and critical notices.
GDPR + Data Protection Laws
The strict data privacy compliance standards applicable to electronic signatures, notifications, and biometric identity checks when processing policyholder data.
Instantly verify any policyholder's identity remotely through automated ID scanning and facial biometric cross-matching, backed by an institutional audit trail Incredibly valuable for direct-to-consumer sales, life insurance, and wealth products where risk mitigation and fraud prevention are critical priorities.
Let customers execute new policies, endorsements, or revised coverage terms from their mobile, tablet, or laptop via SMS or email link with zero technical friction. For independent brokers and agencies, Click & Sign plugs directly into CIMA/TIREA to protect traditional distribution channels.
Gain absolute legal proof that a policyholder was notified of specific exclusions, coverage changes, or altered policy wordings using registered communications. Registered email provides unalterable evidence of origin, destination, time, and attachments, defusing future disputes before they can escalate.
Automate policy expiration alerts, overdue premium reminders, or formal pre-renewal terms through Registered SMS or registered email. The certificates generated give your legal team undeniable proof of sending, recipient delivery, and timestamping
Issue formal claim denials, settlement proposals, document requests, or legal updates via registered email or registered SMS. Protect your loss ratios by establishing irrefutable proof of delivery and content, eliminating the common 'never received' defense from third-party claimants
Consolidate digital signatures, registered notices, identity checks, and evidence management across your entire underwriting, renewal, claims, and onboarding architecture.
Absolute Legal Validity and Court-Admissible Evidence
Generate electronic certificates featuring full traceability, non-repudiation, and unmatched evidential value to insulate your business from legal risk.
Trust Services Designed for Highly Regulated Sectors
Fully compliant solutions tailored to eIDAS, Law 6/2020, GDPR, ISO 27001, and ENS criteria, engineered specifically for high-stakes digital environments where technical compliance is vital.
Developer-Friendly API Integration
Embed digital signatures, registered emails, registered SMS, and eKYC workflows directly into your core insurance platform, enterprise CRM, brokerage software, or claims systems.
Built to Scale Across Global Markets
Effortlessly match your signature, notification, and identity verification needs to your actual volume of policies, renewals, and claims anywhere in the world, backed by flexible international pricing.
Global Certifications Safeguarding the Security and Compliance of Your Corporate Communications
+ 60 countries
Global coverage supporting international insurance operations and communications
87%
Operational savings compared to traditional physical registered mail
5 Years
Minimum guaranteed data custody for qualified digital services
Get started for just €9.99 and and scale dynamically alongside your business growth. No monthly fees, nno mandatory lock-in contracts
Absolutely Throughout Spain and the European Union, digital signatures are explicitly governed and validated by the eIDAS Regulation and Law 6/2020. Carriers can deploy Throughout Spain and the European Union, digital signatures are explicitly governed and validated by the eIDAS Regulation and Law 6/2020.
Think of an e-signature as proof of agreement (it proves a signed and accepted a form). A registered notification officially certifies the exact sending timeline, successful delivery, and precise content of a business communication In the insurance industry, combining both tools provides end-to-end protection for onboarding, policy updates, exclusions, and claims.
Absolutely A registered notification creates a court-admissible certificate proving the exact timeline of sending and delivery, including the identical content received by the client This firmly insulates insurers against liability claims where a policyholder asserts they were never properly informed of a policy exclusion, lapse, or claim rejection.
Absolutely Click & Sign interfaces directly with CIMA/TIREA, allowing brokers, agencies, and aggregators to collect digital signatures seamlessly within their everyday software ecosystem without changing core workflows.
Absolutely eKYC streamlines remote client verification through automated ID verification and facial biometrics, compiling a secure digital record of the match. This drastically reduces fraud risk, ensures strict AML/KYC compliance, and maintains flawless traceability during remote or direct-to-consumer sales of high-value products.
Our digital signature, registered notice, and eKYC services are built to deploy via API directly into your core insurance infrastructure, CRM, brokerage networks, or claims platforms. We also provide ready-to-use no-code options to launch automated workflows instantly without engineering overhead.
Data custody is aligned with the specific service tier and compliance model your company selects For premium qualified trust services like Openum eIDAS, the minimum guaranteed retention period is 5 years, ensuring records are instantly retrievable for audits, claims disputes, or formal litigation
Absolutely Lleida.net enables multi-channel delivery via registered email and registered SMS, allowing you to send critical alerts, coverage updates, or legal disclosures while capturing undeniable legal proof of delivery for both channels
